function hideFormText() {
  var _inputs = document.getElementsByTagName('input');
  var _txt = document.getElementsByTagName('textarea');
  var _value = [];
  
  if (_inputs) {
    for(var i=0; i<_inputs.length; i++) {
      if (_inputs[i].type == 'text' || _inputs[i].type == 'password') {
        
        _inputs[i].index = i;
        _value[i] = _inputs[i].value;
        
        _inputs[i].onfocus = function(){
          if (this.value == _value[this.index])
            this.value = '';
        }
        _inputs[i].onblur = function(){
          if (this.value == '')
            this.value = _value[this.index];
        }
      }
    }
  }
  if (_txt) {
    for(var i=0; i<_txt.length; i++) {
      _txt[i].index = i;
      _value['txt'+i] = _txt[i].value;
      
      _txt[i].onfocus = function(){
        if (this.value == _value['txt'+this.index])
          this.value = '';
      }
      _txt[i].onblur = function(){
        if (this.value == '')
          this.value = _value['txt'+this.index];
      }
    }
  }
}
if (window.addEventListener)
  window.addEventListener("load", hideFormText, false);
else if (window.attachEvent)
  window.attachEvent("onload", hideFormText);